Go travelling http://narsg.uk/stmap_21ojktcc.html?propafenone.cialis.phenazopyridine winatin loratadine Only 5 percent of companies with four or fewer employees offer a retirement plan, compared to 31 percent of companies with between 26 and 100 employees, GAO found. That's considerably less than the approximately half of private-sector workers who have access to retirement benefits at work. "If they have just started and they don't have a lot of funds, they simply may not be able to provide those types of benefits until they become financially stronger," says Charles Jeszeck, director of education, workforce and income security at the GAO.